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People with a good credit score who also earn a reasonable amount of money each month will be able to have a wider choice of mortgage as they are seen as a better risk than someone with a bad credit score who earns less. Many people do not keep a close on their finances so do not know how much they could afford to pay each month for a mortgage, it is vital that you find this out then you will be in a much better position when making your application. When you are thinking of applying for a mortgage you need to make sure that you understand what you will be getting and it is worth spending a little time researching the market. Here are just a few of the mortgages that are on offer at the moment: Repayment mortgage this is the most common type of mortgage and the borrower will pay back the l
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